Chiyang Daoren, Eastern Taoism
In the destiny analysis of BaZi (Four Pillars of Destiny) fortune-telling, Direct Wealth represents one's main occupational income—generally wages and salary, a stable kind of wealth. Among the Six Relations (one's family relations), it represents a man's wife and a woman's father.
Direct Wealth is one of the Ten Gods. Whether it is favorable or unfavorable, what it fears most is being seized by Friend and Rob Wealth, especially when the natal chart holds only a single Direct Wealth. Next, let us continue with the Ten Gods in BaZi fortune-telling: Direct Wealth.
1. What Is Direct Wealth?
Direct Wealth is the one of the Five Elements controlled by the Day Master—a Heavenly Stem or Human Element (a hidden stem within an Earthly Branch) whose yin-yang polarity differs from that of the day stem. It represents the wages and pay earned through work and labor, and also a proper, stable source of money.
2. The Character of Direct Wealth
People of Direct Wealth value a comfortable life and are fairly easily satisfied. They take seriously the things under their control, so they are rather cautious, careful with what they have, and persistent, worrying about gains and losses; where money is concerned, this shows as not being very generous. In women, it shows as treasuring money.
In daily life they are practical and follow the trends, going mainly by the senses. They do not trust others easily, are honest by nature, and spend thriftily.
People whose BaZi has Direct Wealth but no Indirect Wealth are rather faithful in love. They value their wife and family, hold traditional family values, and are conservative in outlook. People of Direct Wealth suit public service, earning a steady salary.
(1) Direct Wealth as the Favorable God or Useful God
This indicates intelligence, honesty, and trustworthiness. Such people keep to their place, live frugally without waste, always act with care and caution, harbor no improper ambitions, treasure money, and value security in life. If the day branch combines with Direct Wealth in both element and polarity, husband and wife are loving and harmonious.
(2) Direct Wealth as the Unfavorable God or Inauspicious God
There is a tendency toward stinginess and a lack of boldness. Life is somewhat rigid and dull; such people like to haggle over trifles, cling too tightly to principles, are inflexible, and never know how to adapt, which brings them needless worries and makes others see them as simple and plain-dealing to the point of dullness.
3. The Direct Wealth Major Luck Cycle
(1) When Direct Wealth Is Auspicious
There is much material comfort, plenty of income, and good development in work and career.
(2) When Direct Wealth Is Inauspicious
There are worries over elders and relatives, low spirits, insomnia, and even disaster brought on by money.
4. Direct Wealth in Annual Luck
When the year's star is a Wealth star, it mostly shows up as people, events, and things related to buying and selling, one's father, money, one's wife, and romance.
(1) In a Favorable Year
It indicates smooth progress in one's career, gaining both fame and profit, and a harmonious marriage.
(2) In an Unfavorable Year
It indicates career failure, poor health, emotional turmoil, and trouble in marriage.
5. The Images of Direct Wealth
(1) Wood as Direct Wealth: Enterprising Business
Drilling wood to make fire: an enterprise in which money (or goods) begets more money.
(2) Fire as Direct Wealth: Speculation
When Water meets Fire, it thirsts: this is urgently sought wealth.
(3) Earth as Direct Wealth: Savings
Wood controls Earth, drawing nourishment from it—like an investment company or the organizer of a rotating savings club, gathering the money of many people.
(4) Metal as Direct Wealth: Monopoly
When Fire controls Metal, the metal melts and flows; so this wealth is also currency and financing.
(5) Water as Direct Wealth: Trade
Water in the sky forms clouds, rising and falling with the temperature, and Earth cannot control it: this is money that is hard to pin down.
6. Verses on Direct Wealth for Reading Charts
Direct Wealth in the year pillar passes down the ancestral estate; wealth, rank, and glory are kept on the family lands.
If Wealth and Officer lend their help, one's character is noble and one rises in office.
For men and women alike, marriage goes as wished; the husband prospers and the wife is virtuous.
A strong self with strong Wealth is greater fortune still; while still young one amasses great sums.
Direct Wealth in the month pillar must take the lead, relying wholly on Direct Resource to nourish the year.
Wealth meeting Officer and Eating God is all the more beneficial: food and clothing are abundant and one's reputation shines.
Wealth meeting Birth or Peak, or meeting the Abundance Star, brings both riches and power.
If the day stem is not controlled by the month stem, one wears gold and silver and keeps a manor.
Direct Wealth on the day pillar is one's own wealth; the husband is noble, the wife virtuous, and the two love each other.
In early years one should enter school; even without an official degree one will grow rich.
Direct Wealth delights in seeing Eating God; one's prospects and destiny are well arranged.
Wealth sitting on Birth and also meeting its Storehouse brings high office, rich pay, and blessings of their own accord.
Direct Wealth in the hour pillar makes the strongest destiny; untouched by punishment or clash, one enjoys good fortune.
Money and goods are plentiful, with much wealth and rank; in the family hall there will be fine sons.
If the Abundance Star and Peak keep it company, one sits securely in a high hall with long life and blessings.
Direct Wealth on the hour stem means a firstborn son; with the hour sitting on Birth, grandchildren fill the hall.